Pacome Breton

How long-term investors can benefit from developments in technology, the household names that dominate the sector today, and tomorrow's key themes. 

The Nutmeg investment team has reduced exposure to Chinese equities, preferring instead to put money to work in other emerging markets. Here's why. 

Following an extraordinary rate-hiking cycle, interest rates look set to be lowered in 2024. We explore what this could mean for investors in the months ahead.

As the twin pillars of multi-asset investing, a well thought out mix of equities and bonds is core to building diversified portfolios. Recent behaviour of both asset classes is providing some compelling reasons for investor optimism.

When cryptocurrency exchange FTX filed for bankruptcy on 11 November, it plunged the sector into crisis. Digital currencies dropped in value as investors ditched their investments, an investigation was launched into the company, and some commentators labelled the event crypto’s “2008 moment”. But what can the events teach investors?

Investing should be considered a long-term undertaking. Short-term losses can cause stress, after all no-one likes to see their portfolio go down in value. However, staying in the market and resisting the temptation to tinker can pay off in the long term. 

Although markets always experience a degree of volatility, the past two years have seen some particularly high levels of price fluctuations as both bad and good news around Covid-19 has hit the headlines. Our director of investment risk, Pacome Breton, details why this is the case and explains why volatility is not inherently a negative thing for investors.

Nutmeg is a UK based wealth manager with mostly UK-based clients, and this is reflected in our investment process giving a specific importance to UK assets. Here we explain what this means for our portfolios and how we manage this aspect of our investment strategy.

Something that comes up a lot when talking about investing is diversification. One simple view of this is “don’t put all your eggs in one basket”. However, there is a lot more to diversification than simply playing it safe or hedging your bets. Behavioural finance studies typically highlight that emotional investing can often derail well thought out, defined investment objectives. Diversification is one of the most important concepts in investing but it only works when investors stay disciplined and don’t make reactive bets because of a fear of missing out (FOMO).