

Collect 5,000 Avios with Nutmeg
Invest in a Nutmeg globally diversified portfolio and collect 5,000 Avios towards your future adventures. Where will your investments take you?
New clients only. £500 minimum investment in one payment. Avios awarded within 55 days. Terms and conditions apply.
With investments, your capital is at risk.
2024 Boring Money multiple award winners
A J.P.Morgan company
Managing assets for more than 250k clients
This promotion cannot be claimed together with any other Nutmeg offer or promotion for new Nutmeg customers. As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest.
Why choose Nutmeg?
We don’t hide behind complex pricing structures or financial jargon. We don’t keep you in the dark when it comes to your investments or how they’re performing. Instead, we give you complete transparency, and want you to feel empowered.
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1. Set your goal
Tell us a little about yourself, how much you want to put in, and what risk level works for you. If you let us know what your goals are, we aim to help you to achieve them.
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2. Choose an investment style
Between Fully managed, Fixed allocation, Socially Responsible investment portfolios, Thematic investing or Smart Alpha portfolios powered by J.P. Morgan Asset Management. Choose the investment style that suits you. Thematic investing carries specific risks and is not for everyone.
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3. Leave it to us
Our in-house investment team have built a range of portfolios and will invest to match your chosen investment style and risk level. We’ll let you know what you are invested in and how your investments are performing.
Our products
Pension
An easy to use, easy to track personal pension with 25% government top-up on your contributions.
Lifetime ISA
Make use of your 25% government bonus when investing for your first home or retirement.
General Investment Account
A simple, flexible general investment account with no limits on how much you can contribute.
Stocks and shares ISA
Tax-free returns on contributions up to £20,000 each tax year. Investing made easy.
Junior ISA
After a parent or guardian has opened a Junior ISA, anyone including parents, friends and family can contribute up to a total of £9,000 each tax year. The named child can manage the account from 16 and access the funds when they turn 18.
Choose your investment style
All five Nutmeg investment styles are built by experts and use exchange traded funds (more on ETFs here) to diversify across stocks, bonds, industries, even countries.
Choose the one that works for you.





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Terms and Conditions
Avios Reward Offer Terms and Conditions
Click to read the full terms and conditions below
Avios Reward Offer Terms and Conditions
Click to read the full terms and conditions below
These Promotional Offer T&Cs were last updated on 3 March 2025.
You/your – this means the person who is benefitting from this promotion.
Us/We/Our – this means Nutmeg, a trading name of Nutmeg Saving and Investment Limited, the promoter of this Promotion.
If there is anything that you do not understand, please contact us for more information using the details in Section 7 below.
1. The Promotion and Your agreement with Nutmeg
1.1. As part of this Promotion, we are offering a reward of 5000 Avios (“Avios Reward”), provided that you complete the steps set out in these Promotional Offer T&Cs whilst this promotion is available (the “Promotion”).
1.2. This Promotion cannot be claimed:
a) together with any other Nutmeg offer or promotion for New Customers (defined in Section 2.2 below), unless stated otherwise;
b) more than once for an individual customer; or
c) to invest into a Nutmeg 100%-cash pot.
1.3. To receive the Avios Reward, you must have a British Airways Executive Club membership. If you don't already have one and would like to receive the Avios Reward, please set up a membership before completing the steps in Section 3 below.
1.4. The main agreement between you and Nutmeg is set out in the Nutmeg Standard T&Cs, which are available here: https://www.nutmeg.com/legal/terms-and-conditions. The Nutmeg Standard T&Cs govern how Nutmeg will provide investment services to you.
1.5. The terms set out in this document are the “Promotional Offer T&Cs”. The Promotional Offer T&Cs set out the basis on which we offer this Promotion.
1.6. Some of the terms in the Promotional Offer T&Cs amend the Nutmeg Standard T&Cs. You should read both sets of T&Cs before redeeming this offer.
1.7. The capitalised words in these Promotional Offer T&Cs have the same meaning as in the Nutmeg Standard T&Cs, unless they are expressly given a different meaning here.
1.8. If there is an inconsistency between (a) the Promotional Offer T&Cs; and (b) the Nutmeg Standard T&Cs, these Promotional Offer T&Cs will apply.
1.9. The terms for redeeming the Avios Reward are set out in the British Airways Executive Club Terms and Conditions.
1.10. If you open a Nutmeg account by taking the steps explained in Section 3 below, please note both T&Cs, the Promotional Offer T&Cs and the Nutmeg Standard T&Cs, will apply to you.
2. Who is able to benefit from this Promotion?
2.1. This Promotion is open to New Customers only.
2.2. “New Customers” are individuals who, at the date of opening a Nutmeg account:
a) have not invested with, or used the services of, Nutmeg before; and
b) meet the eligibility requirements in Sections 1.1 and 1.2 of the Nutmeg Standard T&Cs, including being UK resident and not a U.S. person.
3. How to receive the Avios Reward
3.1. In order for you to receive the Avios Reward, whilst this Promotion is live you must do each of the following things:
a) Fully complete and submit the promotion registration form via the relevant link: nutmeg.com/avios.
b) Provide a valid British Airways Executive Club membership number in the promotion registration form.
c) Open one of the following eligible products using the same email address used to register for the Promotion;
i) Stocks and shares ISA
ii) Junior ISA;
iii) Lifetime ISA;
iv) Personal pension; or
v) General investment account
(each, an “Eligible Product”)
d) Make a minimum investment when you open your Eligible Product of £500, which must be paid in one payment (not multiple).
4. Additional terms applicable to this Promotion
4.1. Terms and conditions apply to Avios redemptions. Reward flights are subject to availability. Taxes, fees and carrier charges apply. Avios are issued and redeemed in accordance with British Airways Executive Club Terms and Conditions. For full details see www.britishairways.com/en-gb/executive-club/about-the-club.
4.2. Nutmeg is the sole arbiter of this Promotion excluding the redemption of Avios which are subject to British Airways Executive Club Terms and Conditions.
4.3. Nutmeg charges management and other fees. The details are available here.
5. When and how will the Avios Reward be applied?
5.1. The Avios Reward will be awarded to your British Airways Executive Club account within 55 days from the date you first make an investment with Nutmeg, provided that the amount you have invested in the Eligible Product (listed above at Section 3) meets the minimum value of £500.
6. General Terms
6.1. We may change, terminate or withdraw the Promotion: immediately, at any time without notice to you in cases of:
a) suspected abuse, fraud or violation of its rules;
b) your failure to comply with any obligations under these Promotional Offer T&Cs; or
c) unexpected operational constraints.
Where the Promotion is changed, terminated or withdrawn in accordance with this section, these Promotional Offer T&Cs will no longer apply.
6.2. We may terminate or withdraw this Promotion at any time by giving you reasonable written notice before this happens.
6.3. We may change these Promotional Offer T&Cs at any time. Any changes we makes to these Promotional Offer T&Cs will be effective immediately on posting to the website. Unless legal or regulatory obligations prevent us from doing so or the change is not to your disadvantage (e.g. making these terms easier to understand), we will give you reasonable prior written notice of any change to these Promotional Offer T&Cs before these take effect.
6.4. Your continued participation following any changes will signify your acceptance of the revised terms and conditions. If you do not agree to any changes you should withdraw from this Promotion. If you have any questions about any changes, please contact us – our details are in section 7 below.
6.5. English law applies to this agreement and to any dealings we had before you and we entered into this agreement.
6.6. The courts of England and Wales have jurisdiction to hear any disputes about this agreement, unless you live in another part of the UK in which case any disputes may be brought in that part of the UK.
6.7. Your personal data will be treated in line with Nutmeg's Privacy Policy. Please note that we will share your last name and BAEC membership number with Avios, in order to credit the Avios Reward into your customer account.
7. Getting in contact
7.1. We're here for you. You can get in touch with us by secure email (we call this Nutmail), by webchat at https://www.nutmeg.com/contact/contact-faq by telephone on 020 3598 1515 or email at support@nutmeg.com
7.2. If we need to get in touch with you, we will send you a Nutmail. You must sign in to our website to read any Nutmail messages we send you. We may also call you by phone, use email or the post to contact you. We aren't responsible if you don't get information or notices from us because we've used out-of-date contact details. That's why it's really important that you:
- tell us as soon as possible if your contact details change; and
- check your emails and Nutmail regularly.
7.3. If you're deaf, hard of hearing, or have a speech disability, you can call us via the Relay UK app, or by dialling 18001-020 3598 1515 from a textphone. We can provide alternative accessible formats for certain documents. If you need them or want more information on how we help those with accessibility needs, you can contact us on the details above.
Copyright © Nutmeg Saving and Investment Limited.
Nutmeg® is a registered trade mark of Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.
Nutmeg is covered by the Financial Services Compensation Scheme in respect of the investment business it provides. Please see Section I of the Nutmeg Standard T&Cs for more information.
Risk warning
As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change.