Financial advice
Know you're making the right choices for your money, with paid advice and a tailored plan from our experts.
With investing, your capital is at risk. We provide 'restricted advice', which means we will only make investment recommendations on the products and services that we offer.
What is financial advice?
Investing could be your pathway to financial freedom, and having the luxury to choose the lifestyle that means the most to you. If you want personalised recommendations for your money, our financial advice service can help.
We'll create a clear and detailed plan designed to help you confidently work towards your goals, make the most of your tax allowances, potentially lower your investing costs, and more.
We also offer free guidance. This is a general overview of how investing works and which products could be the right choice – but without the fully tailored approach of our paid advice service.
Not sure which option is for you? A free call with our team of experts can help you decide.
Advice made for every stage
Investments
Investing advice for both seasoned investors and those just starting out. See how a clear strategy could help you achieve your individual goals.
Consolidation
Looking for more straightforward management? Find the best way to bring your pensions, ISAs and other investments together.
Lump sums
Make the right moves if you've saved, inherited or won a large amount. Discover how to maximise its potential both now and in the future.
Retirement
Life isn't just about the here and now. Get short and long-term advice on how to build a pension pot to be proud of.
Boost your investments with 1% cashback on ISA and pension transfers
Get 1% cashback on transfers of up to £500,000 from ISAs, pensions, Lifetime ISAs, Junior ISAs and Child Trust Funds.
Capital at risk. £10k min. Initiate by 30th May 2025 and keep invested until 30th May 2026. Product rules and T&Cs apply. Compare existing benefits and fees before transferring.
Get the offerHow financial advice works
It starts with a free consultation
Book in today for a free, no-commitment call to tell us about your current position, get your initial questions answered, and help you decide which level of advice – Core or Enhanced – could be the right fit to help you achieve your goals.
We get to know you better
If you go ahead with our paid advice service, you'll meet with one of our financial advisers. They’ll do an in-depth assessment of your assets, income and outgoings, and calculate the best way to align them with your ambitions. Then, they'll get started on designing your personalised plan.
You get your personalised plan
This will include a comprehensive strategy recommending what to do with your investments, as well as your other assets. Plus, with our Enhanced advice, we'll show you what the future could hold depending on how you move forward with your strategy.
Time to put your plan into action
You'll now have a clear path to help turn your ambitions into reality – and you can always get our free guidance along the way. If within five years you have any life changes or feel it's time for an update, our paid Review service could help.
Find the right financial advice for you
We've designed our service with all investors in mind – from first-timers to seasoned pros. If you're not sure which level could be the best choice for where you are right now, our financial advisers can help you decide.
Book your free consultationCore
(inc VAT)
If you're looking to build wealth for the future.
Expert, tailored financial advice.
Our financial advisers get to know where you are and where you want to be, in a way that works for you. We'll then create your personalised plan, recommending ways you could achieve your short- and long-term goals.
Your plan will include:
And, our free general investing guidance whenever you need it.
Enhanced
(inc VAT)
For complex finances or if you're near to retiring.
Everything from Core, plus even more.
We'll model and compare potential investing outcomes, helping you see how later life could look depending on the decisions you make. You'll get an Enhanced financial plan, recommending the best strategy to help achieve the future you're aiming for.
A Core plan, plus:
And, our free general investing guidance whenever you need it.
Review
(inc VAT)
If we've given you advice in the last 5 years.
An in-depth review of your Nutmeg financial plan.
If your situation has changed – like you've had an inheritance – or you need more than our free general guidance to help keep your portfolio on track, a review could help you make the right adjustments.
An updated plan with:
Guidance or advice? We can help you work out what you need
With our free general guidance, you'll learn how our different investment styles work, the benefits and risks of long-term investing, and which products could best help you reach your goals.
If you choose our paid advice service, you'll get a tailored strategy and financial plan, with our expert recommendations on the best route for each of your investments and other assets.
For help deciding on the right option, book a free call with our experts.
Read our financial advice articles
How financial advice can help you with your tax allowances
Three reasons to consider financial advice
Do I need a financial adviser for my pension?
As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Tax rules vary by individual status and may change. Before you consolidate, check you won’t lose any guarantees or benefits and that you know what charges you may incur. During any transfer, your investments will be out of the market. If you are unsure if a pension is right for you, please seek financial advice.